Why Do I Need Travel Insurance?
Updated: Oct 31, 2020
Travel insurance exists to safeguard you from certain financial risks and losses that can occur while traveling. Trip cancellation/interruption benefits can reimburse you for non-refundable, pre-paid trip costs (up to the amount of your plan limits) should your trip be canceled or interrupted for a covered reason. Depending on the plan you choose, travel insurance also can reimburse eligible medical costs in case of a covered medical or dental emergency; reimburse you for losses caused by a covered travel delay, baggage delay or baggage loss/damage; and help in other situations as well.
What do travel protection plans cover?
Depending on the plan you choose, travel insurance can provide benefits for a number of situations that may occur before or during your trip. These benefits may include:
Emergency Medical Transportation
Emergency Medical / Dental
Lost / Stolen / Delayed Baggage
Change Fee Coverage
Loyalty Program Redeposit Fee Coverage
Rental Car Damage Protection
24-Hour Hotline Assistance
For definitions of these terms, please click here. Note: Not all plans include each benefit listed here. Please see the Certificate of Insurance/Policy for terms, conditions, and exclusions.