• Nichelle - Your Travel Advisor

Why Do I Need Travel Insurance?

Updated: Oct 31, 2020


Travel insurance exists to safeguard you from certain financial risks and losses that can occur while traveling. Trip cancellation/interruption benefits can reimburse you for non-refundable, pre-paid trip costs (up to the amount of your plan limits) should your trip be canceled or interrupted for a covered reason. Depending on the plan you choose, travel insurance also can reimburse eligible medical costs in case of a covered medical or dental emergency; reimburse you for losses caused by a covered travel delay, baggage delay or baggage loss/damage; and help in other situations as well.


TRAVEL INSURANCE FREQUENTLY ASKED QUESTIONS:

What do travel protection plans cover?

Depending on the plan you choose, travel insurance can provide benefits for a number of situations that may occur before or during your trip. These benefits may include:


  • Trip Cancellation

  • Trip Interruption

  • Emergency Medical Transportation

  • Emergency Medical / Dental

  • Lost / Stolen / Delayed Baggage

  • Travel Delay

  • Change Fee Coverage

  • Loyalty Program Redeposit Fee Coverage

  • Rental Car Damage Protection

  • 24-Hour Hotline Assistance

  • For definitions of these terms, please click here. Note: Not all plans include each benefit listed here. Please see the Certificate of Insurance/Policy for terms, conditions, and exclusions.

Click Here to Read The Latest Coverage Alerts


The events listed below are considered “known and foreseeable” for travel insurance purposes on the date listed next to the event. Travel insurance may not provide coverage for an event if the policy is purchased after the event becomes known and foreseeable. Please consult your policy for more information.


CLICK HERE TO READ: 


U.S. Coverage Alert – 2019 Novel Coronavirus (COVID-19)



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